Valuation models
price $75.35 · as of Nov 2, 2026
P/E · peersused90.22 – 184.66127.9841% undervaluedP/E · own history48.70 – 79.2169.788% overvaluedPEG—93.1619% undervaluedDividend discount14.13 – 30.3219.80281% overvaluedWall St. consensus target—86.5013% belowCost of capital (WACC)—10.60%—
P/E · peers leads because P/TBV · justified returned no positive value. How the headline model is chosen.
Model value · P/E · peers
127.98
Synchrony Financial closed at $75.35 — undervalued by 41% vs model.
90.22the model's range184.66
P/E · peers leads because P/TBV · justified returned no positive value. From its peers' median P/E.
Other models
19.80 – 93.16
Wall St. target
86.50 13% below
Below model, 1y
30 of 30 days
How it is valued
Valued asBank
Low/slowing growth (~5% recent)Moderate margins (19% net margin)Pays dividendsHighly cyclical earningsStrong FCF yield (40.2%)
Model estimates for research reference only, not investment advice. Every model rests on assumptions that may not match what happens; how each model works is in the manual.