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Synchrony Financial — Financial Statements & Ratios

SYF
NYSEFinancial ServicesFinancial - Credit ServicesCIK 0001601712synchrony.comAbout SYF
Last close · Oct 16, 202673.68−0.36 (−0.49%)
Market cap$24.0B

Key indicators

EPS (diluted)$9.28FY2025+8.5% on a year earlier+13.9% a year, FY2018–FY2025
Fiscal yearFY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026EFY2027EFY2028E
Growth
$3.74 $5.56+48.7%$2.27−59.2%$7.34+223.3%$6.15−16.2%$5.19−15.6%$8.55+64.7%$9.28+8.5%$9.38 $10.40 $11.80
Profitability
19.0% 24.8%+5.8 pt10.9%−13.9 pt30.9%+20.0 pt23.4%−7.5 pt16.1%−7.3 pt21.1%+5.0 pt21.2%+0.1 pt· · ·
Cash
534.0M 581.0M+8.8%520.0M−10.5%500.0M−3.8%434.0M−13.2%406.0M−6.5%398.0M−2.0%427.0M+7.3%· · ·
Balance sheet
1.63x 1.32x−0.32x1.24x−0.07x1.06x−0.18x1.10x+0.04x1.15x+0.05x0.93x−0.22x0.91x−0.03x· · ·
746.90M 673.50M−9.8%590.80M−12.3%569.30M−3.6%483.40M−15.1%423.50M−12.4%400.60M−5.4%373.90M−6.7%· · ·

E = analyst consensus (revenue and EPS only). From the 10-K, as accepted by the SEC; the shaded column is the latest period.