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Prudential Financial, Inc. — Intrinsic Value & Fair Price

PRU
NYSEFinancial ServicesInsurance - LifeCIK 0001137774prudential.comAbout PRU
Valuation grade ?A
Quant grade ?–not graded
Last close · Oct 30, 2026116.45−0.42 (−0.36%)
Model value · P/B · justified
56.58
Prudential Financial closed at $116.45 — overvalued by 106% vs model.
49.50the model's range66.01

P/B · justified leads for an insurer. From the justified price to book.

Other models
120.42 – 261.61
Wall St. target
105.00 11% above
Above model, 1y
30 of 30 days

How it is valued

Valued asInsurer
Low/slowing growth (~6% recent)Moderate margins (6% net margin)Strong dividend yieldHighly cyclical earningsStrong FCF yield (15.6%)
What growth the price implies: the reverse DCF

Model estimates for research reference only, not investment advice. Every model rests on assumptions that may not match what happens; how each model works is in the manual.