Valuation models
price $11.61 · as of Nov 2, 2026
P/TBV · justifiedused8.27 – 11.029.4523% overvaluedP/E · peers15.78 – 30.6519.5241% undervaluedP/E · own history19.28 – 39.4024.7953% undervaluedPEG—21.8647% undervaluedWall St. consensus target—19.0039% belowCost of capital (WACC)—9.14%—
P/TBV · justified leads for a bank. How the headline model is chosen.
Model value · P/TBV · justified
9.45
Nu Holdings closed at $11.61 — overvalued by 23% vs model.
8.27the model's range11.02
P/TBV · justified leads for a bank. From the justified price to tangible book.
Other models
19.52 – 24.79
Wall St. target
19.00 39% below
Above model, 1y
0 of 0 days
How it is valued
Valued asBank
High revenue growth (~44% recent)Moderate margins (18% net margin)Highly cyclical earningsStrong FCF yield (6.2%)
Model estimates for research reference only, not investment advice. Every model rests on assumptions that may not match what happens; how each model works is in the manual.