SweetValueLab
Write for us

American International Group, Inc. — Intrinsic Value & Fair Price

AIG
NYSEFinancial ServicesInsurance - DiversifiedCIK 0000005272aig.comAbout AIG
Last close · Oct 16, 202680.74+1.62 (+2.05%)
Market cap$42.8B
Model value · P/B · justified
42.56
American International Group closed at $80.74 — overvalued by 90% vs model.
37.24the model's range49.65

P/B · justified leads for an insurer. From the justified price to book.

Other models
39.31 – 185.95
Wall St. target
84.00 4% below
Above model, 1y
17 of 20 days

Price and model value

Embed this card

AIG's close against its model value, as a 420×168 card for your own page. It updates nightly with this site and links back here.

Free to embed; keep the attribution link.
Loading chart…
What the marks mean
Daily close

Dividends

Quarterly · as of Oct 16, 2026
Yield, trailing 12 months
2.35%
Past 2 years
low 1.82%high 2.61%
Dividends per share, a year at a time
$1.28Sep ’21$1.28Sep ’22$1.36Sep ’23$1.52Sep ’24$1.70Sep ’25$1.90TTM
Dividends / earnings, FY2025
31.5%
Raised
3 years in a row
Growth, 5 yrs
8.2% a year
Last change
+11.1% · Jun 2026
Every payment, with ex-dates · latest $0.50, paid Sep 30, 2026

Research on AIG

No posts on AIG yet.
Studied AIG from its filings? Guest posts are reviewed before they go live.Write about AIG →

How it is valued

Valued asInsurer
Revenue declining (~-24% recent)Moderate margins (12% net margin)Pays dividendsHighly cyclical earnings
What growth the price implies: the reverse DCF

Key figures

FY2025 · chosen for insurers
Price / book
1.1×
Return on equity
7.5%
P/E
14.9×
Dividend yield, TTM
2.35%
Payout ratio
31.5%
Debt / equity
0.2
Full financials

Analyst actions

third-party, quoted
10-12Wells Fargo · target83.00
10-06Morgan Stanley · target80.00
08-10Wells Fargo · target85.00
07-15Piper Sandler · “Neutral” from “Overweight”downgrade
Ratings, targets and estimates

Comparable companies

by business, not by industry label
1 more company lists AIG as a comparable

The weekly

One email a week across every stock we cover: 13F filings, insider trades, earnings and new research. It covers the whole market, not just AIG. No account.

About American International Group

American International Group, Inc. (AIG) is a global insurance provider, delivering a broad spectrum of insurance solutions to commercial, institutional, and individual clients across North America and worldwide. Its General Insurance division encompasses a wide range of coverages, including general liability, environmental protection, commercial auto liability, workers' compensation, casualty, and crisis management. This segment also covers property risks for commercial, industrial, and energy sectors, with further specialized offerings such as aerospace, political risk, trade credit, portfolio solutions, crop, and marine insurance policies. Additionally, AIG supplies professional liability coverage for various business operations and potential hazards, such as directors and officers (D&O), mergers and acquisitions (M&A), fidelity bonds, employment practices, fiduciary liability, cyber risk, kidnap and ransom, and errors and omissions (E&O) insurance. The General Insurance segment extends to personal lines, featuring policies for automobiles, homes, and umbrella coverage, alongside specialized options for yachts, fine art, and valuable collections. It also includes voluntary and employer-sponsored personal accident and supplemental health plans, extended warranty protection, and travel insurance. AIG's Life and Retirement division focuses on providing a variety of annuity products such as variable, index-linked, and fixed annuities, as well as retail mutual funds. This segment also delivers financial planning and advisory services, in addition to comprehensive record-keeping, plan administration, and compliance support, along with both term and universal life insurance policies. Furthermore, it offers stable value wrap products, structured settlement annuities, and pension risk transfer solutions. Corporate-owned and bank-owned life insurance, alongside guaranteed investment contracts, complete its diverse portfolio. Distribution of these products occurs through a network of independent marketing organizations, independent insurance agents, financial advisors, direct marketing channels, banks, and broker-dealers. Established in 1919, the company maintains its headquarters in New York, New York.

CEO
Eric Andersen
Headquarters
New York City, NY
Employees
22,100
IPO
1973-01-02
Full company profile

Model estimates for research reference only, not investment advice. Every model rests on assumptions that may not match what happens; the formulas are in how we value a stock.