Arch Capital Group Ltd. — Intrinsic Value & Fair Price

ACGL

NASDAQFinancial ServicesInsurance - DiversifiedCIK 0000947484archgroup.comAbout ACGL

Last close · Oct 16, 2026101.27+1.96 (+1.97%)

Market cap$34.6B

Model value · P/B · justified

164.01

Arch Capital Group closed at $101.27 — undervalued by 38% vs model.

143.51the model's range191.34

P/B · justified leads for an insurer. From the justified price to book.

Other models

78.33 – 127.51

Wall St. target

102.50 1% below

Below model, 1y

20 of 20 days

Price and model value

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What the marks mean

Daily close

Valuation models

price $101.27 · as of Oct 17, 2026

P/B · justifiedused143.51 – 191.34164.0138% undervalued P/E · peers93.03 – 141.80124.7719% undervalued P/E · own history87.81 – 124.2492.1310% overvalued PEG—78.3329% overvalued Dividend discount78.90 – 269.14127.5121% undervalued Wall St. consensus target—102.501% below Cost of capital (WACC)—6.98%—

P/B · justified leads for an insurer. How we value a stock walks through every input.

engine pkg:0.1.0

Dividends

none in the last 12 months

Last dividend

$5.00

Ex-date Nov 18, 2024, paid Dec 4, 2024. No dividend with a later ex-date as of Oct 16, 2026.

Dividends per share, a year at a time, to the last

Every payment, with ex-dates

Research on ACGL

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How it is valued

Valued asInsurer

High revenue growth (~21% recent)High profitability (22% net margin)Highly cyclical earningsStrong FCF yield (17.7%)

What growth the price implies: the reverse DCF

Key figures

FY2025 · chosen for insurers

Price / book

1.5×

Return on equity

18.2%

P/E

8.7×

Dividend yield, TTM

0.00%

Payout ratio

1.1%

Debt / equity

0.1

On the lists: #11 Lowest P/E

Full financials

Superinvestors

13F · Q2 2026

BridgewaterBridgewater Associates, LP$21.7M Arnold Van Den BergVan Den Berg Management I, Inc$7.9M

All 2 holders

Analyst actions

third-party, quoted

10-13Morgan Stanley · “Equal Weight” from “Overweight”downgrade

10-13Morgan Stanley · target100.00

10-07Cantor Fitzgerald · target105.00

09-16Mizuho Securities · target100.00

Ratings, targets and estimates

Recent

filings, insider trades and key news

08-18Form 4 · MMorin Francois · 11,010 sh@ 27.09 08-18Form 4 · SMorin Francois · 11,010 sh@ 99.32 08-18Form 4 · MMorin Francois · 11,010 sh@ 0.00 08-0410-QQuarterly report 07-288-K · 2.02Results of Operations (Earnings)06-168-K · 8.01Other Events

74 filings · 40 insider transactions

Comparable companies

by business, not by industry label

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About Arch Capital Group

Arch Capital Group Ltd., together with its subsidiaries, provides insurance, reinsurance, and mortgage insurance products in the United States, Canada, Bermuda, the United Kingdom, Europe, and Australia. The company operates through three segments: Insurance, Reinsurance, and Mortgage. The Insurance segment offers commercial automobile; commercial multiperil; financial and professional line liability; admitted, excess, and surplus casualty lines; property and short-tail specialty; workers compensation; and casualty insurance. Its Reinsurance segment provides reinsurance products for casualty; marine and aviation; property catastrophe; property excluding property catastrophe; and other specialty products. The Mortgage segment offers U.S. primary mortgage insurance business written predominantly on loans sold to the Federal National Mortgage Association and Federal Home Loan Mortgage Corporation; reinsurance and underwriting services related to the U.S. credit-risk transfer business and other U.S. mortgage reinsurance transactions; and international mortgage insurance and reinsurance business covering loans. It markets its products through a group of licensed independent retail and wholesale brokers. The company was formerly known as Risk Capital Holdings, Inc. Arch Capital Group Ltd. was founded in 1995 and is headquartered in Pembroke, Bermuda.

CEO: Nicolas Alain Emmanuel Papadopoulo
Headquarters: Pembroke, HM
Employees: 8,000
IPO: 1995-09-14

Full company profile

Model estimates for research reference only, not investment advice. Every model rests on assumptions that may not match what happens; the formulas are in how we value a stock.