Capital One Financial Corporation — Intrinsic Value & Fair Price

COF

NYSEFinancial ServicesFinancial - Credit ServicesCIK 0000927628capitalone.comAbout COF

Valuation grade ?C

Quant grade ?–not graded

Last close · Oct 30, 2026204.85−3.89 (−1.86%)

Valuation models

price $204.85 · as of Nov 2, 2026

P/TBV · justifiedused176.30 – 235.07201.492% overvalued P/E · peers148.90 – 183.59161.1427% overvalued P/E · own history71.18 – 242.49151.6735% overvalued PEG—536.9562% undervalued Dividend discount49.09 – 106.9671.28187% overvalued Wall St. consensus target—252.0019% below Cost of capital (WACC)—10.50%—

P/TBV · justified leads for a bank. How the headline model is chosen.

engine build:07a9d3f952ed

Model value · P/TBV · justified

201.49

Capital One closed at $204.85 — overvalued by 2% vs model.

176.30the model's range235.07

P/TBV · justified leads for a bank. From the justified price to tangible book.

Other models

71.28 – 536.95

Wall St. target

252.00 19% below

Above model, 1y

26 of 30 days

How it is valued

Valued asBank

Moderate growth (~18% recent)Thin margins (3.5% net margin)Pays dividendsHighly cyclical earningsStrong FCF yield (20.8%)

What growth the price implies: the reverse DCF

Model estimates for research reference only, not investment advice. Every model rests on assumptions that may not match what happens; how each model works is in the manual.