Valuation models
price $59.45 · as of Nov 2, 2026
P/TBV · justifiedused57.27 – 76.3665.459% undervaluedP/E · peers59.45 – 66.5162.805% undervaluedP/E · own history49.31 – 64.1059.63at modelPEG—42.6539% overvaluedDividend discount23.69 – 52.6333.5977% overvaluedWall St. consensus target—67.5012% belowCost of capital (WACC)—10.43%—
P/TBV · justified leads for a bank. How the headline model is chosen.
Model value · P/TBV · justified
65.45
U.S. Bancorp closed at $59.45 — undervalued by 9% vs model.
57.27the model's range76.36
P/TBV · justified leads for a bank. From the justified price to tangible book.
Other models
33.59 – 62.80
Wall St. target
67.50 12% below
Below model, 1y
18 of 30 days
How it is valued
Valued asBank
Low/slowing growth (~3% recent)Moderate margins (18% net margin)Strong dividend yieldHighly cyclical earningsStrong FCF yield (8.6%)
Model estimates for research reference only, not investment advice. Every model rests on assumptions that may not match what happens; how each model works is in the manual.