Valuation models
price $48.79 · as of Nov 2, 2026
P/TBV · justifiedused47.56 – 63.4254.3610% undervaluedP/E · peers48.34 – 54.2151.064% undervaluedP/E · own history39.42 – 52.9847.802% overvaluedPEG—70.8831% undervaluedDividend discount29.39 – 67.9442.3015% overvaluedWall St. consensus target—52.006% belowCost of capital (WACC)—10.61%—
P/TBV · justified leads for a bank. How the headline model is chosen.
Model value · P/TBV · justified
54.36
Truist Financial closed at $48.79 — undervalued by 10% vs model.
47.56the model's range63.42
P/TBV · justified leads for a bank. From the justified price to tangible book.
Other models
42.30 – 70.88
Wall St. target
52.00 6% below
Below model, 1y
30 of 30 days
How it is valued
Valued asBank
Low/slowing growth (~1% recent)Moderate margins (17% net margin)Strong dividend yieldHighly cyclical earningsStrong FCF yield (9.8%)
Model estimates for research reference only, not investment advice. Every model rests on assumptions that may not match what happens; how each model works is in the manual.