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SoFi Technologies, Inc. — Financial Statements & Ratios

SOFI
NASDAQFinancial ServicesFinancial - Credit ServicesCIK 0001818874sofi.comAbout SOFI
Quant grade ?–not graded
Last close · Oct 30, 202616.76−0.85 (−4.83%)

Key indicators

Revenue6.1BTTM+37.6% on a year earlier+34.5% a year, FY2018–FY2025
Fiscal yearFY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025TTMFY2026EFY2027EFY2028E
Growth
600.0M 721.0M+20.2%751.1M+4.2%1.1B+44.8%1.8B+62.1%2.9B+64.4%3.7B+27.8%4.8B+28.8%6.1B+37.6%5.0B 6.4B 7.8B
— 20.2% 4.2% 44.8% 62.1% 64.4% 27.8% 28.8% 37.6% 5.3% 26.7% 22.2%
-$2.17 -$2.27−4.4%-$2.73−20.3%-$1.00+63.4%-$0.40+60.0%-$0.36+10.0%$0.39+208.3%$0.39+0.0%$0.56+0.9%$0.60 $0.87 $1.10
Profitability
44.9% 61.4%+16.5 pt75.3%+13.9 pt89.9%+14.6 pt86.2%−3.7 pt70.9%−15.3 pt69.7%−1.2 pt75.1%+5.4 pt76.7%+2.6 pt· · ·
-42.2% -33.2%+9.0 pt-43.7%−10.5 pt-44.2%−0.5 pt-18.1%+26.2 pt-10.4%+7.7 pt6.3%+16.7 pt11.0%+4.7 pt14.8%+5.8 pt· · ·
-42.1% -33.2%+8.8 pt-29.8%+3.4 pt-44.5%−14.7 pt-18.2%+26.3 pt-10.4%+7.8 pt13.5%+23.8 pt10.1%−3.4 pt12.1%−2.3 pt· · ·
-13.9% -11.4%+2.4 pt-7.3%+4.1 pt-10.3%−3.0 pt-5.8%+4.5 pt-5.4%+0.4 pt7.6%+13.1 pt4.6%−3.1 pt— · · ·
Cash
1.0B -92.3M−109.1%-503.9M−445.8%-1.4B−178.3%-7.4B−424.8%-7.3B+0.2%-1.3B+82.5%-4.0B−210.5%— · · ·
168.3% -12.8%−181.1 pt-67.1%−54.3 pt-128.9%−61.9 pt-417.5%−288.5 pt-253.6%+163.9 pt-34.7%+219.0 pt-83.5%−48.9 pt— · · ·
0 8.8M 40,000−99.5%283.4M+708362.5%0−100.0%0 0 65.0M — · · ·
Balance sheet
3.65x 2.42x−1.23x1.66x−0.76x0.89x−0.76x1.02x+0.13x0.97x−0.05x0.49x−0.47x0.18x−0.31x0.35x+0.03x· · ·
116.15M 116.15M+0.0%116.15M+0.0%526.73M+353.5%900.89M+71.0%945.02M+4.9%1.10B+16.5%1.25B+13.7%1.36B+5.2%· · ·

E = analyst consensus (revenue and EPS only). TTM = the twelve months to Sep 30, 2026: the last fiscal year, plus the quarters since, less the same quarters a year earlier. From the 10-K and the 10-Qs since; the shaded column is the latest period.