SweetValueLab
Write for us

SoFi Technologies, Inc. — Wall Street Analyst Estimates & Price Targets

SOFI
NASDAQFinancial ServicesFinancial - Credit ServicesCIK 0001818874sofi.comAbout SOFI
Quant grade ?–not graded
Last close · Oct 30, 202616.76−0.85 (−4.83%)

The analysts at a glance

close of Oct 30, 2026
$22.00median of 9 firms' latest targets, 31% above the last close of $16.76
$22.0$15.0$27.0last close $16.8
Firms with a target · last 90 days
9
Lowest – highest target
$15.00 – $27.00
Current grades of 17 firms: positive / neutral / negative
9 / 6 / 2
Upgrades / downgrades · 12 months
3 / 0
Consensus revenue growth · next 3 FY
+18% a year

Price and published targets

daily close, 12 months · each dot a target, a firm's latest darker
$15.0$20.0$25.0$30.0NovJan 2026MarMayJulSep2025-11-25 · Truist: $28.02026-01-06 · Barclays: $28.02026-01-06 · Goldman Sachs: $24.02026-02-02 · Needham: $33.02026-02-02 · UBS: $24.52026-04-09 · Wells Fargo: $18.02026-04-24 · Truist: $20.02026-04-30 · Needham: $25.02026-04-30 · Morgan Stanley: $16.02026-04-30 · Deutsche Bank: $18.02026-04-30 · Goldman Sachs: $17.02026-04-30 · Stephens: $25.02026-04-30 · UBS: $21.02026-05-06 · Mizuho Securities: $29.02026-05-12 · Truist: $17.02026-07-09 · Goldman Sachs: $21.02026-07-24 · Truist: $18.02026-07-30 · Wells Fargo: $17.02026-07-30 · Needham: $24.02026-08-12 · Truist: $19.02026-08-17 · Piper Sandler: $22.02026-09-02 · Scotiabank: $25.02026-09-08 · Loop Capital Markets: $22.02026-10-13 · Goldman Sachs: $15.02026-10-23 · Truist: $16.02026-10-26 · Monness, Crespi, Hardt: $20.02026-10-28 · Scotiabank: $26.02026-10-28 · Coker Palmer: $27.02026-10-28 · Wells Fargo: $16.52026-10-29 · UBS: $22.0
$15.0$20.0$25.0$30.0NovFebMayAug

Each firm's latest target

last 90 days · 9 firms
DateFirmTargetPreviousChangeVs price thenVs price now
2026-10-29UBS$22.00$21.00▲ 5%+26%+31%
2026-10-28Scotiabank$26.00$25.00▲ 4%+59%+55%
2026-10-28Coker Palmer$27.00——+65%+61%
2026-10-28Wells Fargo$16.50$17.00▼ 3%+1%-2%
2026-10-26Monness, Crespi, Hardt$20.00——+37%+19%
2026-10-23Truist$16.00$19.00▼ 16%+8%-5%
2026-10-13Goldman Sachs$15.00$21.00▼ 29%-2%-11%
2026-09-08Loop Capital Markets$22.00——+22%+31%
2026-08-17Piper Sandler$22.00——+20%+31%

Current grades

each firm's latest · 17 firms
As ofFirmGrade
2026-10-29UBS“Neutral”
2026-10-28Wells Fargo“Equal Weight”
2026-10-28Scotiabank“Sector Outperform”
2026-10-28Needham“Buy”
2026-10-28Keefe, Bruyette & Woods“Underperform”
2026-10-28TD Cowen“Hold”
2026-10-28StoneX“Buy”
2026-10-23Truist“Hold”
2026-08-17Piper Sandler“Overweight”
2026-07-31Mizuho“Outperform”
7 more
2026-07-30Morgan Stanley“Underweight”
2026-07-09Goldman Sachs“Neutral”
2026-05-04Citigroup“Buy”
2026-04-30Stephens & Co.“Overweight”
2026-04-06Barclays“Equal Weight”
2026-02-09Citizens“Market Outperform”
2026-02-03J.P. Morgan“Overweight”

Grade changes

last 24 months · 6
DateFirmGrade
2026-08-17Piper Sandler“Neutral” → “Overweight” upgrade
2026-02-09Citizens“Market Perform” → “Market Outperform” upgrade
2026-02-03J.P. Morgan“Neutral” → “Overweight” upgrade
2025-07-14JMP Securities“Market Outperform” → “Market Perform” downgrade
2025-01-02Keefe, Bruyette & Woods“Market Perform” → “Underperform” downgrade
2024-12-09Bank of America“Neutral” → “Underperform” downgrade
17 older than 24 months
2024-04-05Keefe, Bruyette & Woods“Underperform” → “Market Perform” upgrade
2024-01-31Morgan Stanley“Equal Weight” → “Underweight” downgrade
2024-01-03Keefe, Bruyette & Woods“Market Perform” → “Underperform” downgrade
2023-10-31Morgan Stanley“Underweight” → “Equal Weight” upgrade
2023-10-19Keefe, Bruyette & Woods“Underperform” → “Market Perform” upgrade
2023-08-01Keefe, Bruyette & Woods“Market Perform” → “Underperform” downgrade
2023-07-13Morgan Stanley“Equal Weight” → “Underweight” downgrade
2023-06-16Bank of America“Buy” → “Neutral” downgrade
2023-06-16Piper Sandler“Overweight” → “Neutral” downgrade
2023-06-15Oppenheimer“Outperform” → “Perform” downgrade
2023-05-15Wedbush“Neutral” → “Underperform” downgrade
2023-05-02Wedbush“Outperform” → “Neutral” downgrade
2022-09-14Bank of America“Neutral” → “Buy” upgrade
2022-05-16Piper Sandler“Neutral” → “Overweight” upgrade
2022-03-16Morgan Stanley“Overweight” → “Equal Weight” downgrade
2022-03-02Bank of America“Buy” → “Neutral” downgrade
2021-11-30Keefe, Bruyette & Woods“Market Perform” → “Perform” revised

Consensus estimates

revenue and EPS by fiscal year · reported years marked
FYRevenueYoYEPSYoYRevenue rangeEPS rangeAnalysts
2022reported$1.8B+62%-$0.40—est. $1.5B+16%est. -$0.436
2023reported$2.9B+64%-$0.36—est. $2.1B+41%est. -$0.3911
2024reported$3.7B+28%$0.39—est. $2.5B+46%est. $0.129
2025reported$4.8B+29%$0.39+0%est. $3.6B+34%est. $0.3712
2026$5.0B+5%$0.60+65%$4.8B–$5.1B$0.57–$0.6313
2027$6.4B+27%$0.87+44%$6.3B–$6.4B$0.80–$0.9513
2028$7.8B+22%$1.10+27%$7.1B–$8.1B$0.84–$1.2613
2029$9.3B+20%$1.58+43%$8.9B–$9.5B$1.49–$1.6211
A reported year shows the company's figures, with the consensus beside it (revenue against it in %). Reported EPS is GAAP diluted; the analysts' EPS usually leaves items such as stock compensation out, so the two are not like for like. Faded: a year the valuation models do not read — they read the first 3, and a later one only while 10 or more analysts cover every year up to it — or one under 5 analysts.

Targets, grades and estimates are quoted from third parties (via Financial Modeling Prep) and are theirs, not ours; each target links to the report it was published in. A firm counts once, at its latest target or grade.