Valuation models
price $57.01 · as of Nov 2, 2026
DCF · Perpetuity growth · 5yused79.63 – 110.5792.4638% undervaluedDCF · Perpetuity growth · 10y84.17 – 115.7497.2841% undervaluedDCF · EBITDA exit · 5y117.37 – 127.33122.2253% undervaluedDCF · EBITDA exit · 10y111.86 – 129.22120.1353% undervaluedP/E · peers64.64 – 164.71111.2949% undervaluedP/E · own history87.21 – 154.70108.8648% undervaluedPEG—44.4928% overvaluedEV/EBITDA · peers70.48 – 213.86125.4855% undervaluedEV/Revenue · peers86.64 – 397.06239.6176% undervaluedEarnings power value40.84 – 57.3147.6820% overvaluedDividend discount1.63 – 3.532.292390% overvaluedWall St. consensus target—53.008% aboveCost of capital (WACC)—8.86%—
DCF · Perpetuity growth · 5y leads for mature & stable — positive operating income and three years of positive free cash flow. How the headline model is chosen.
Model value · DCF · Perpetuity growth · 5y
92.46
PayPal closed at $57.01 — undervalued by 38% vs model.
79.63the model's range110.57
DCF · Perpetuity growth · 5y leads for mature & stable — positive operating income and three years of positive free cash flow. From a five-year discounted cash flow.
Other models
2.29 – 239.61
Wall St. target
53.00 8% above
Below model, 1y
30 of 30 days
How it is valued
Valued asMature & Stable
Low/slowing growth (~6% recent)Moderate margins (16% net margin)Highly cyclical earningsStrong FCF yield (11.7%)
Model estimates for research reference only, not investment advice. Every model rests on assumptions that may not match what happens; how each model works is in the manual.