The PNC Financial Services Group, Inc. — Intrinsic Value & Fair Price

PNC

NYSEFinancial ServicesBanks - RegionalCIK 0000713676pnc.comAbout PNC

Valuation grade ?A

Quant grade ?–not graded

Last close · Oct 30, 2026227.86−3.97 (−1.71%)

Valuation models

price $227.86 · as of Nov 2, 2026

P/TBV · justifiedused204.22 – 272.29233.392% undervalued P/E · peers208.95 – 239.81219.604% overvalued P/E · own history210.33 – 254.49231.762% undervalued PEG—293.7722% undervalued Dividend discount101.28 – 232.98145.5857% overvalued Wall St. consensus target—267.0015% below Cost of capital (WACC)—10.23%—

P/TBV · justified leads for a bank. How the headline model is chosen.

engine build:07a9d3f952ed

Model value · P/TBV · justified

233.39

PNC Financial Services closed at $227.86 — undervalued by 2% vs model.

204.22the model's range272.29

P/TBV · justified leads for a bank. From the justified price to tangible book.

Other models

145.58 – 293.77

Wall St. target

267.00 15% below

Below model, 1y

29 of 30 days

How it is valued

Valued asBank

Low/slowing growth (~3% recent)High profitability (20% net margin)Pays dividendsHighly cyclical earnings

What growth the price implies: the reverse DCF

Model estimates for research reference only, not investment advice. Every model rests on assumptions that may not match what happens; how each model works is in the manual.