Valuation models
price $638.01 · as of Nov 2, 2026
DCF · Perpetuity growth · 5yused434.62 – 646.15520.2123% overvaluedDCF · Perpetuity growth · 10y506.47 – 757.50607.965% overvaluedDCF · EBITDA exit · 5y311.56 – 337.51324.1997% overvaluedDCF · EBITDA exit · 10y397.30 – 457.23425.9150% overvaluedP/E · peers178.29 – 345.48194.75228% overvaluedP/E · own history662.27 – 743.83708.1110% undervaluedPEG—331.8292% overvaluedEV/EBITDA · peers148.91 – 308.98167.79280% overvaluedEV/Revenue · peers65.37 – 105.3293.66581% overvaluedEarnings power value151.68 – 222.91180.84253% overvaluedDividend discount67.13 – 178.44103.78515% overvaluedWall St. consensus target—696.008% belowCost of capital (WACC)—8.27%—
DCF · Perpetuity growth · 5y leads for profitable growth — positive operating income and three years of positive free cash flow. How the headline model is chosen.
Model value · DCF · Perpetuity growth · 5y
520.21
Mastercard closed at $638.01 — overvalued by 23% vs model.
434.62the model's range646.15
DCF · Perpetuity growth · 5y leads for profitable growth — positive operating income and three years of positive free cash flow. From a five-year discounted cash flow.
Other models
93.66 – 708.11
Wall St. target
696.00 8% below
Above model, 1y
26 of 31 days
How it is valued
Valued asProfitable Growth
Moderate growth (~14% recent)High profitability (46% net margin)Moderately volatile earningsHigh leverage (D/E 2.5x)
Model estimates for research reference only, not investment advice. Every model rests on assumptions that may not match what happens; how each model works is in the manual.