Valuation models
price $161.34 · as of Nov 2, 2026
DCF · Perpetuity growth · 5yused140.05 – 210.45168.024% undervaluedDCF · Perpetuity growth · 10y155.61 – 233.50186.5614% undervaluedDCF · EBITDA exit · 5y160.98 – 174.74167.674% undervaluedDCF · EBITDA exit · 10y173.15 – 200.67186.2613% undervaluedP/E · peers56.64 – 208.8992.7074% overvaluedP/E · own history207.49 – 256.46236.8932% undervaluedPEG—74.83116% overvaluedEV/EBITDA · peers75.92 – 121.32103.5756% overvaluedEV/Revenue · peers90.04 – 114.46104.0455% overvaluedEarnings power value67.20 – 99.0080.07101% overvaluedDividend discount39.39 – 113.4660.81165% overvaluedWall St. consensus target—187.5014% belowCost of capital (WACC)—7.88%—
DCF · Perpetuity growth · 5y leads for mature & stable — positive operating income and three years of positive free cash flow. How the headline model is chosen.
Model value · DCF · Perpetuity growth · 5y
168.02
Jack Henry & Associates closed at $161.34 — undervalued by 4% vs model.
140.05the model's range210.45
DCF · Perpetuity growth · 5y leads for mature & stable — positive operating income and three years of positive free cash flow. From a five-year discounted cash flow.
Other models
60.81 – 236.89
Wall St. target
187.50 14% below
Below model, 1y
14 of 30 days
How it is valued
Valued asMature & Stable
Low/slowing growth (~6% recent)High profitability (20% net margin)Pays dividendsHighly cyclical earningsStrong FCF yield (6.1%)
Model estimates for research reference only, not investment advice. Every model rests on assumptions that may not match what happens; how each model works is in the manual.