Valuation models
price $711.23 · as of Nov 2, 2026
DCF · Perpetuity growth · 5yused536.35 – 799.56646.0110% overvaluedDCF · Perpetuity growth · 10y620.82 – 911.51742.134% undervaluedDCF · EBITDA exit · 5y1,059.21 – 1,164.121,110.2536% undervaluedDCF · EBITDA exit · 10y1,032.25 – 1,225.931,124.4937% undervaluedP/E · peers582.14 – 972.71616.4615% overvaluedP/E · own history1,036.70 – 2,009.801,481.6252% undervaluedPEG—802.2111% undervaluedEV/EBITDA · peers340.17 – 439.09354.03101% overvaluedEV/Revenue · peers109.20 – 208.72175.53305% overvaluedEarnings power value56.39 – 126.6385.67730% overvaluedWall St. consensus target—986.0028% belowCost of capital (WACC)—9.02%—
DCF · Perpetuity growth · 5y leads for a software company — positive operating income and three years of positive free cash flow. How the headline model is chosen.
Model value · DCF · Perpetuity growth · 5y
646.01
Fair Isaac closed at $711.23 — overvalued by 10% vs model.
536.35the model's range799.56
DCF · Perpetuity growth · 5y leads for a software company — positive operating income and three years of positive free cash flow. From a five-year discounted cash flow.
Other models
85.67 – 1,481.62
Wall St. target
986.00 28% below
Above model, 1y
16 of 30 days
How it is valued
Valued asSoftware
Moderate growth (~15% recent)High profitability (33% net margin)Moderately volatile earningsHigh leverage (D/E 5.0x)Strong FCF yield (5.0%)
Model estimates for research reference only, not investment advice. Every model rests on assumptions that may not match what happens; how each model works is in the manual.