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American Express Company — Intrinsic Value & Fair Price

AXP
NYSEFinancial ServicesFinancial - Credit ServicesCIK 0000004962americanexpress.comAbout AXP
Valuation grade ?C
Quant grade ?–not graded
Last close · Oct 30, 2026319.11−4.60 (−1.42%)
Model value · P/E · peers
261.88
American Express closed at $319.11 — overvalued by 22% vs model.
197.28the model's range431.39

P/E · peers leads for a financial company. From its peers' median P/E.

Other models
78.65 – 333.40
Wall St. target
345.00 8% below
Above model, 1y
18 of 30 days

How it is valued

Valued asFinancial
Low/slowing growth (~9% recent)Moderate margins (13% net margin)Pays dividendsHighly cyclical earningsStrong FCF yield (7.5%)
What growth the price implies: the reverse DCF

Model estimates for research reference only, not investment advice. Every model rests on assumptions that may not match what happens; how each model works is in the manual.