Valuation models
price $123.89 · as of Nov 2, 2026
P/B · justifiedused94.35 – 125.80107.8315% overvaluedP/E · peers69.85 – 91.9874.1367% overvaluedP/E · own history69.40 – 87.7976.1963% overvaluedPEG—56.20120% overvaluedDividend discount44.26 – 128.5868.5781% overvaluedWall St. consensus target—123.50at targetCost of capital (WACC)—7.39%—
P/B · justified leads for an insurer. How the headline model is chosen.
Model value · P/B · justified
107.83
Aflac closed at $123.89 — overvalued by 15% vs model.
94.35the model's range125.80
P/B · justified leads for an insurer. From the justified price to book.
Other models
56.20 – 76.19
Wall St. target
123.50 0% above
Above model, 1y
30 of 30 days
How it is valued
Valued asInsurer
Revenue declining (~-4% recent)High profitability (21% net margin)Pays dividendsHighly cyclical earnings
Model estimates for research reference only, not investment advice. Every model rests on assumptions that may not match what happens; how each model works is in the manual.