JPMorgan Chase vs Wells Fargo JPM vs WFC
JPMorgan Chase and Wells Fargo on one sheet: valuation multiples, growth, margins, debt, dividends and returns, each section labelled with the period it covers, from the companies' filings. Add or remove a stock above the sheet; the link holds the set.
What differs most
- Market value: JPMorgan Chase $887.94B, Wells Fargo $248.09B.
- Debt / equity: JPMorgan Chase 3.3×, Wells Fargo 1.3×.
- One-year price return: JPMorgan Chase +11.2%, Wells Fargo −4.4%.
- Price / sales: JPMorgan Chase 2.9×, Wells Fargo 1.9×.
Price return
2025-10-26 → 2026-10-26
JPM+11.2%
WFC−4.4%
Profile
latestSector
Financial Services
Financial Services
Industry
Banks - Diversified
Banks - Diversified
Market value
$887.94B
$248.09B
Enterprise value
$1.80T
$428.57B
Employees
320,560
194,369
Revenue per employee (TTM)
$940K
$671K
Our models
nightlythe valuation on each stock's pagePrice vs model
9% overvalued vs model
7% undervalued vs model
Model range
$267–356
$77.82–104
Models in the headline
1
1
FCF growth priced in, at a 10% return
—
—
Every model, its assumptions and its range: JPM valuation · WFC valuation. The growth priced in, at any return: JPM reverse DCF · WFC reverse DCF.
Trading
close 2026-10-26Last close
$334.04
$82.65
52-week high
$365.18
$96.39
52-week low
$282.84
$73.42
Price vs 52-week high
−8.5%
−14.3%
Price vs 52-week low
+18.1%
+12.6%
Average daily volume / shares
0.3%
0.5%
Beta
1.01
0.95
Returns
to 2026-10-261 month
−2.0%
+0.5%
3 months
−5.4%
−4.2%
6 months
+8.4%
+4.1%
Year to date
+3.7%
−11.3%
1 year
+11.2%
−4.4%
1 year, dividends added
+13.2%
−2.2%
2 years
+50.3%
+28.1%
Valuation
price × TTM to Sep 2026P/E (TTM)
14.0×
11.6×
P/E on consensus EPS (next FY)
13.5×
11.3×
Price / sales
2.9×
1.9×
EV / sales
6.0×
3.3×
EV / EBITDA
19.5×
12.8×
Price / book
2.4×
1.4×
Price / free cash flow (FY)
n/m
n/m
Free-cash-flow yield (FY)
−16.6%
−7.7%
Growth
TTM and FY2025Revenue growth (TTM)
—
—
Revenue growth, consensus next FY
−25.5%
−28.5%
Revenue, 3-year CAGR
22.1%
14.0%
Revenue, 5-year CAGR
16.6%
8.5%
EPS growth (TTM)
—
—
EPS growth, consensus next FY
+23.5%
+16.0%
EPS, 3-year CAGR
18.3%
26.3%
Free cash flow, 3-year CAGR
—
—
Diluted shares, 3-year change
−6.3%
−16.1%
Profitability
TTM to Sep 2026Gross margin (FY)†
59.9%
64.8%
Operating margin
28.3%
21.1%
EBITDA margin
30.6%
25.6%
Net margin
21.9%
17.6%
Free-cash-flow margin (FY)
−52.8%
−15.4%
Return on equity
17.7%
13.1%
Return on assets
1.3%
1.0%
Asset turnover
0.06
0.06
† Gross margin (FY): As filed. Companies draw the cost-of-revenue line in different places, so gross margins of two companies in one industry can differ for that reason alone; operating margin does not depend on where the line is drawn.
Balance sheet
MRQ Sep 2026Cash
$326.27B
$40.56B
Total debt
$1.23T
$221.04B
Net debt
$908.62B
$180.49B
Debt / equity
3.3×
1.3×
Net debt / EBITDA (TTM)
9.8×
5.4×
Interest coverage (FY)
0.7×
0.6×
Current ratio (FY)
0.52
0.29
Dividends
trailing 12 monthsDividend yield
1.8%
2.2%
Dividends per share
$6.15
$1.85
Payout ratio (of TTM EPS)
25.8%
25.9%
Dividend per share, 5-year CAGR
10.7%
29.9%
Frequency
Quarterly
Quarterly
Ownership and activity
last 90 days · latest 13FTracked superinvestors holding (13F)
17
16
Insider open-market buys (Form 4)
$0
$0
Insider sales (Form 4)
$1.8M
$0
Analyst upgrades
0
1
Analyst downgrades
0
0
Statements
income TTM to Sep 2026 · cash flow FY2025Revenue
$301.33B
$130.46B
EBITDA
$92.28B
$33.36B
Operating income
$85.29B
$27.52B
Net income
$65.98B
$23.01B
EPS (diluted)
$23.85
$7.14
Operating cash flow
−$147.78B
−$19.00B
Capital expenditure
$0
$0
Free cash flow
−$147.78B
−$19.00B
Dividends paid
$16.63B
$5.43B
Keep comparing
JPMorgan Chase against
Wells Fargo against
Statements, prices, dividends and consensus estimates from Financial Modeling Prep; insider trades from Form 4 and holdings from 13F. Refreshed nightly. A comparison of filed numbers, not a recommendation to buy, sell or hold any security.