Using the industry peer median EV/EBITDA multiple (trailing + forward), Open Lending Corporation (LPRO) has a fair value of $1.73 based on 7 comparable companies in the Financial - Credit Services industry.
USD in millions except Fair Price. Subject company highlighted.
| Mkt Cap ($M) | Trailing EV/EBITDA | Forward EV/EBITDA | |
|---|---|---|---|
| Open Lending CorporationLPRO | 219 | 15.6x | 13.9x |
| James River Group Holdings, Ltd. | 287 | 4.9x | 5.4x |
| Oportun Financial Corporation | 256 | 34.6x | 22.1x |
| Finance Of America Companies Inc. | 229 | 16.1x | 87.5x |
| Virginia National Bankshares Corporation | 227 | 10.7x | — |
| Medallion Financial Corp. | 226 | 1.9x | 2.4x |
| CPI Card Group Inc. | 204 | 6.7x | 8.3x |
| Consumer Portfolio Services, Inc. | 191 | 14.2x | 22.0x |
| Industry Median | 10.7x | 15.1x | |
| (*) EBITDA | 8 | 9 | |
| = Enterprise Value | 90 | 143 | |
| (-) Net Debt | -89 | -89 | |
| Equity Value | 178 | 231 | |
| (/) Outstanding shares | 119 | 119 | |
| Fair Price | $2 | $2 | |
Using the industry peer median EV/Revenue multiple (trailing + forward), Open Lending Corporation (LPRO) has a fair value of $3.51 based on 8 comparable companies in the Financial - Credit Services industry.
USD in millions except Fair Price. Subject company highlighted.
| Mkt Cap ($M) | Trailing EV/Revenue | Forward EV/Revenue | |
|---|---|---|---|
| Open Lending CorporationLPRO | 219 | 1.4x | 1.3x |
| James River Group Holdings, Ltd. | 287 | 0.5x | 0.6x |
| Oportun Financial Corporation | 256 | 4.6x | 3.0x |
| Currenc Group, Inc. | 243 | 4.3x | 4.5x |
| Finance Of America Companies Inc. | 229 | 15.4x | 83.9x |
| Virginia National Bankshares Corporation | 227 | 3.1x | — |
| Medallion Financial Corp. | 226 | 1.0x | 1.2x |
| CPI Card Group Inc. | 204 | 1.0x | 1.2x |
| Consumer Portfolio Services, Inc. | 191 | 8.6x | 13.3x |
| Industry Median | 3.7x | 3.0x | |
| (*) Revenue | 93 | 105 | |
| = Enterprise Value | 346 | 310 | |
| (-) Net Debt | -89 | -89 | |
| Equity Value | 434 | 399 | |
| (/) Outstanding shares | 119 | 119 | |
| Fair Price | $4 | $3 | |
Disclaimer: Sweet Value Lab provides estimated intrinsic values for informational purposes only. This is not financial advice. All models rely on assumptions that may not reflect future performance. Always do your own research before making investment decisions.