Using the industry peer median P/E Multiples multiple (trailing + forward), Security National Financial Corporation (SNFCA) has a fair value of $14.12 based on 7 comparable companies in the Financial - Mortgages industry.
USD in millions except Fair Price. Subject company highlighted.
| Mkt Cap ($M) | Trailing P/E | Forward P/E | |
|---|---|---|---|
| Security National Financial CorporationSNFCA | 240 | 7.5x | — |
| Franklin Financial Services Corporation | 238 | 11.2x | 9.5x |
| Chain Bridge Bancorp, Inc. | 230 | 11.4x | 8.3x |
| First Community Corporation | 228 | 12.1x | 20.7x |
| Hawthorn Bancshares, Inc. | 227 | 9.6x | — |
| OP Bancorp | 204 | 8.0x | 9.7x |
| CPI Card Group Inc. | 190 | 13.2x | 10.4x |
| Consumer Portfolio Services, Inc. | 171 | 9.7x | 9.3x |
| Industry Median | 11.2x | 9.6x | |
| (*) Profit after tax | 32 | ||
| Equity Value | 360 | ||
| (/) Outstanding shares | 25 | ||
| Fair Price | $14 | ||
Using the industry peer median EV/EBITDA multiple (trailing + forward), Security National Financial Corporation (SNFCA) has a fair value of $25.16 based on 7 comparable companies in the Financial - Mortgages industry.
USD in millions except Fair Price. Subject company highlighted.
| Mkt Cap ($M) | Trailing EV/EBITDA | Forward EV/EBITDA | |
|---|---|---|---|
| Security National Financial CorporationSNFCA | 240 | 4.3x | — |
| Franklin Financial Services Corporation | 238 | 16.4x | 22.7x |
| First Community Corporation | 228 | 9.4x | 17.6x |
| Hawthorn Bancshares, Inc. | 227 | 11.7x | — |
| SWK Holdings Corporation | 192 | 7.2x | 7.4x |
| CPI Card Group Inc. | 190 | 6.5x | 8.1x |
| Consumer Portfolio Services, Inc. | 171 | 14.1x | 21.8x |
| Greystone Housing Impact Investors LP | 119 | 28.0x | 69.7x |
| Industry Median | 11.7x | 19.7x | |
| (*) EBITDA | 55 | ||
| = Enterprise Value | 637 | ||
| (-) Net Debt | -4 | ||
| Equity Value | 641 | ||
| (/) Outstanding shares | 25 | ||
| Fair Price | $25 | ||
Using the industry peer median EV/Revenue multiple (trailing + forward), Security National Financial Corporation (SNFCA) has a fair value of $44.25 based on 7 comparable companies in the Financial - Mortgages industry.
USD in millions except Fair Price. Subject company highlighted.
| Mkt Cap ($M) | Trailing EV/Revenue | Forward EV/Revenue | |
|---|---|---|---|
| Security National Financial CorporationSNFCA | 240 | 0.7x | — |
| Franklin Financial Services Corporation | 238 | 3.2x | 4.5x |
| First Community Corporation | 228 | 3.0x | 5.6x |
| Hawthorn Bancshares, Inc. | 227 | 3.3x | — |
| SWK Holdings Corporation | 192 | 4.5x | 4.6x |
| CPI Card Group Inc. | 190 | 0.9x | 1.1x |
| Consumer Portfolio Services, Inc. | 171 | 8.6x | 13.3x |
| Greystone Housing Impact Investors LP | 119 | 14.2x | 35.4x |
| Industry Median | 3.3x | 5.1x | |
| (*) Revenue | 345 | ||
| = Enterprise Value | 1,124 | ||
| (-) Net Debt | -4 | ||
| Equity Value | 1,128 | ||
| (/) Outstanding shares | 25 | ||
| Fair Price | $44 | ||
Using the PEG framework with historical EPS growth of 8.0%, the company has a fair value of $10.08 based on TTM EPS (FY2025) of $1.26.
| EPS Growth RateHistorical | -6.2% |
| Adjusted Growth (clamped 8–25%)Clamped | 8.0% |
| Fair P/E | 8.0x |
| TTM EPS (FY2025) | $1.26 |
| Fair Value | $10.08 |
No analyst estimates available.
| Year | Net Income | EPS | YoY |
|---|---|---|---|
| FY2021 | $39.5M | $1.63 | — |
| FY2022 | $25.7M | $1.17 | -28.2% |
| FY2023 | $14.5M | $0.61 | -47.9% |
| FY2024 | $26.5M | $1.06 | +73.8% |
| FY2025 | $32.2M | $1.26 | +18.9% |
4Y Historical EPS CAGR: -6.2%
Disclaimer: Sweet Value Lab provides estimated intrinsic values for informational purposes only. This is not financial advice. All models rely on assumptions that may not reflect future performance. Always do your own research before making investment decisions.