---
title: Wells Fargo (WFC) — bank health card
canonical: https://sweetvaluelab.com/tools/banks/wfc
ticker: WFC
tier: Money center
as_of: 2026-10-16
---
# Wells Fargo (WFC) — bank health

Wells Fargo, Money center, trades at 1.91× tangible book against a 17.2% return on tangible common equity, a 6% discount to the return-driven theory line. Prices as of Oct 16, 2026; trailing-twelve-month figures through Sep 30, 2026.

## The card

| Figure | WFC | Money center average (3) |
| --- | ---: | ---: |
| Price | $83.87 |  |
| P/TBV | 1.91× |  |
| Tangible book per share | $43.81 |  |
| P/E | 11.7 |  |
| EPS (TTM) | $7.14 |  |
| Dividend per share (TTM) | $1.85 |  |
| Dividend yield | 2.2% |  |
| Payout | 25.9% |  |
| ROTCE | 17.2% | 17.3% |
| ROA | 1.02% |  |
| Efficiency ratio | 63.8% | 57.5% |
| Net interest income share | 56.3% | 51.6% |
| Credit cost | 4.71% | 7.09% |
| AOCI / TCE | -12.4% | -14.1% |
| CET1 | 10.3% |  |
| CET1 requirement | 8.5% |  |
| Total assets | $2.3T |  |
| Leverage (assets / TCE) | 16.9× |  |
| P/TBV at 9% / 10% / 11% ROTCE (theory) | 2.37× / 2.03× / 1.78× |  |

## Lights

No light is on.

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Source: https://sweetvaluelab.com/tools/banks/wfc (SweetValueLab, free, no account). Quarterly statements from Financial Modeling Prep, closes from the daily price cache; the engine's rules are on the board page. Research and educational data, not investment advice; nothing here is a recommendation to buy, sell or hold any security.