---
title: KeyCorp (KEY) — bank health card
canonical: https://sweetvaluelab.com/tools/banks/key
ticker: KEY
tier: Regional
as_of: 2026-10-16
---
# KeyCorp (KEY) — bank health

KeyCorp, Regional, trades at 1.47× tangible book against a 14.0% return on tangible common equity, a 6% discount to the return-driven theory line. Prices as of Oct 16, 2026; trailing-twelve-month figures through Sep 30, 2026.

## The card

| Figure | KEY | Regional average (10) |
| --- | ---: | ---: |
| Price | $19.99 |  |
| P/TBV | 1.47× |  |
| Tangible book per share | $13.58 |  |
| P/E | 11.6 |  |
| EPS (TTM) | $1.72 |  |
| Dividend per share (TTM) | $0.82 |  |
| Dividend yield | 4.1% |  |
| Payout | 47.7% |  |
| ROTCE | 14.0% | 13.8% |
| ROA | 1.06% |  |
| Efficiency ratio | 68.7% | 61.1% |
| Net interest income share | 68.8% | 76.9% |
| Credit cost | 4.54% | 4.39% |
| AOCI / TCE | -16.2% | -10.3% |
| CET1 | 11.2% |  |
| CET1 requirement | 7.7% |  |
| Total assets | $191.3B |  |
| Leverage (assets / TCE) | 13.2× |  |
| P/TBV at 9% / 10% / 11% ROTCE (theory) | 1.83× / 1.57× / 1.37× |  |

## Lights

- Unrealized bond losses are 16.2% of tangible equity and 69% of revenue is spread income

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Source: https://sweetvaluelab.com/tools/banks/key (SweetValueLab, free, no account). Quarterly statements from Financial Modeling Prep, closes from the daily price cache; the engine's rules are on the board page. Research and educational data, not investment advice; nothing here is a recommendation to buy, sell or hold any security.