---
title: Flagstar (FLG) — bank health card
canonical: https://sweetvaluelab.com/tools/banks/flg
ticker: FLG
tier: Regional
as_of: 2026-10-16
---
# Flagstar (FLG) — bank health

Flagstar, Regional, trades at 0.67× tangible book against a 0.6% return on tangible common equity. Prices as of Oct 16, 2026; trailing-twelve-month figures through Sep 30, 2026.

## The card

| Figure | FLG | Regional average (10) |
| --- | ---: | ---: |
| Price | $11.08 |  |
| P/TBV | 0.67× |  |
| Tangible book per share | $16.48 |  |
| P/E | 595.7 |  |
| EPS (TTM) | $0.02 |  |
| Dividend per share (TTM) | $0.04 |  |
| Dividend yield | 0.4% |  |
| Payout | 215.1% |  |
| ROTCE | 0.6% | 15.5% |
| ROA | 0.05% |  |
| Efficiency ratio | 92.9% | 58.1% |
| Net interest income share | 87.8% | 74.5% |
| Credit cost | 2.92% | 4.59% |
| AOCI / TCE | -7.0% | -11.5% |
| CET1 | 13.2% |  |
| CET1 requirement | 7.0% |  |
| Total assets | $87.7B |  |
| Leverage (assets / TCE) | 11.2× |  |
| P/TBV at 9% / 10% / 11% ROTCE (theory) | — / — / — |  |

## Lights

No light is on.

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Source: https://sweetvaluelab.com/tools/banks/flg (SweetValueLab, free, no account). Quarterly statements from Financial Modeling Prep, closes from the daily price cache; the engine's rules are on the board page. Research and educational data, not investment advice; nothing here is a recommendation to buy, sell or hold any security.