---
title: Huntington (HBAN) — bank health card
canonical: https://sweetvaluelab.com/tools/bank-stocks/hban
ticker: HBAN
tier: Super regional
as_of: 2026-10-26
---
# Huntington (HBAN) — bank health

Huntington, Super regional, trades at 1.78× tangible book against a 13.8% return on tangible common equity, a 16% premium to the return-driven theory line. Prices as of Oct 26, 2026; trailing-twelve-month figures through Sep 30, 2026.

## The card

| Figure | HBAN | Super regional average (4) |
| --- | ---: | ---: |
| Price | $15.73 |  |
| P/TBV | 1.78× |  |
| Tangible book per share | $8.81 |  |
| P/E | 12.5 |  |
| EPS (TTM) | $1.26 |  |
| Dividend per share (TTM) | $0.62 |  |
| Dividend yield | 3.9% |  |
| Payout | 49.2% |  |
| ROTCE | 13.8% | 16.6% |
| ROA | 0.87% |  |
| Efficiency ratio | 65.3% | 61.8% |
| Net interest income share | 73.3% | 64.6% |
| Credit cost | 5.17% | 4.59% |
| AOCI / TCE | −16.5% | −21.0% |
| CET1 | 10.0% |  |
| CET1 requirement | 7.0% |  |
| Total assets | $287.8B |  |
| Leverage (assets / TCE) | 16.0× |  |
| P/TBV at 9% / 10% / 11% ROTCE (theory) | 1.80× / 1.54× / 1.35× |  |

## Lights

- Unrealized bond losses are 16.5% of tangible equity and 73% of revenue is spread income

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Source: https://sweetvaluelab.com/tools/bank-stocks/hban (SweetValueLab, free, no account). Quarterly statements from Financial Modeling Prep, closes from the daily price cache; the engine's rules are on the board page. Research and educational data, not investment advice; nothing here is a recommendation to buy, sell or hold any security.