---
title: Flagstar (FLG) — bank health card
canonical: https://sweetvaluelab.com/tools/bank-stocks/flg
ticker: FLG
tier: Regional
as_of: 2026-10-26
---
# Flagstar (FLG) — bank health

Flagstar, Regional, trades at 0.66× tangible book against a 1.3% return on tangible common equity. Prices as of Oct 26, 2026; trailing-twelve-month figures through Sep 30, 2026.

## The card

| Figure | FLG | Regional average (10) |
| --- | ---: | ---: |
| Price | $10.22 |  |
| P/TBV | 0.66× |  |
| Tangible book per share | $15.48 |  |
| P/E | 73.7 |  |
| EPS (TTM) | $0.14 |  |
| Dividend per share (TTM) | $0.04 |  |
| Dividend yield | 0.4% |  |
| Payout | 28.9% |  |
| ROTCE | 1.3% | 15.5% |
| ROA | 0.11% |  |
| Efficiency ratio | 89.7% | 58.2% |
| Net interest income share | 87.6% | 74.4% |
| Credit cost | 4.69% | 4.08% |
| AOCI / TCE | −11.4% | −12.2% |
| CET1 | 13.2% |  |
| CET1 requirement | 7.0% |  |
| Total assets | $87.4B |  |
| Leverage (assets / TCE) | 11.9× |  |
| P/TBV at 9% / 10% / 11% ROTCE (theory) | — / — / — |  |

## Lights

No light is on.

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Source: https://sweetvaluelab.com/tools/bank-stocks/flg (SweetValueLab, free, no account). Quarterly statements from Financial Modeling Prep, closes from the daily price cache; the engine's rules are on the board page. Research and educational data, not investment advice; nothing here is a recommendation to buy, sell or hold any security.