---
title: Fifth Third (FITB) — bank health card
canonical: https://sweetvaluelab.com/tools/bank-stocks/fitb
ticker: FITB
tier: Super regional
as_of: 2026-10-26
---
# Fifth Third (FITB) — bank health

Fifth Third, Super regional, trades at 2.44× tangible book against a 12.8% return on tangible common equity, a 74% premium to the return-driven theory line. Prices as of Oct 26, 2026; trailing-twelve-month figures through Sep 30, 2026.

## The card

| Figure | FITB | Super regional average (4) |
| --- | ---: | ---: |
| Price | $53.10 |  |
| P/TBV | 2.44× |  |
| Tangible book per share | $21.76 |  |
| P/E | 18.2 |  |
| EPS (TTM) | $2.92 |  |
| Dividend per share (TTM) | $1.62 |  |
| Dividend yield | 3.1% |  |
| Payout | 55.5% |  |
| ROTCE | 12.8% | 16.8% |
| ROA | 0.85% |  |
| Efficiency ratio | 68.1% | 61.1% |
| Net interest income share | 67.8% | 66.0% |
| Credit cost | 4.08% | 4.86% |
| AOCI / TCE | −24.6% | −18.9% |
| CET1 | 9.9% |  |
| CET1 requirement | 7.7% |  |
| Total assets | $301.2B |  |
| Leverage (assets / TCE) | 15.1× |  |
| P/TBV at 9% / 10% / 11% ROTCE (theory) | 1.64× / 1.41× / 1.23× |  |

## Lights

- Unrealized bond losses are 24.6% of tangible equity and 68% of revenue is spread income

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Source: https://sweetvaluelab.com/tools/bank-stocks/fitb (SweetValueLab, free, no account). Quarterly statements from Financial Modeling Prep, closes from the daily price cache; the engine's rules are on the board page. Research and educational data, not investment advice; nothing here is a recommendation to buy, sell or hold any security.