---
title: Bank Health Board — every card in one table
canonical: https://sweetvaluelab.com/tools/bank-stocks
as_of: 2026-10-26
---
# Bank Health Board

The largest US banks on the figures that decide a bank's value: return on tangible common equity, efficiency, capital, credit cost and the unrealised securities losses sitting in AOCI, with price-to-tangible-book against the return-driven theory line.
Prices as of Oct 26, 2026; trailing-twelve-month figures through Sep 30, 2026.

| Bank | Tier | Price | P/TBV | P/E | ROTCE | Efficiency | CET1 | Credit cost | AOCI / TCE | Dividend yield | Vs theory line |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: | ---: | --- |
| JPM | Money center | $334.04 | 3.13× | 14.1 | 23.0% | 51.9% | 14.1% | 6.11% | −6.9% | 1.8% | 9% premium |
| BAC | Money center | $50.52 | 1.82× | 12.1 | 15.8% | 60.2% | 11.2% | 4.29% | −7.5% | 2.3% | 1% discount |
| C | Money center | $121.04 | 1.49× | 11.8 | 13.0% | 60.4% | 12.8% | 10.86% | −27.8% | 2.0% | 5% premium |
| WFC | Money center | $82.65 | 1.89× | 11.6 | 17.2% | 63.8% | 10.3% | 4.71% | −12.4% | 2.2% | 7% discount |
| USB | Super regional | $59.70 | 2.27× | 11.6 | 20.4% | 58.6% | 10.8% | 5.85% | −23.0% | 3.5% | 9% discount |
| PNC | Super regional | $225.84 | 2.01× | 12.0 | 17.6% | 58.6% | 9.9% | 2.86% | −14.4% | 3.3% | 3% discount |
| TFC | Super regional | $48.91 | 1.60× | 11.0 | 15.4% | 62.1% | 10.9% | 5.58% | −21.8% | 4.3% | 10% discount |
| FITB | Super regional | $53.10 | 2.44× | 18.2 | 12.8% | 68.1% | 9.9% | 4.08% | −24.6% | 3.1% | 74% premium |
| HBAN | Super regional | $15.73 | 1.78× | 12.5 | 13.8% | 65.3% | 10.0% | 5.17% | −16.5% | 3.9% | 16% premium |
| FCNCA | Regional | $2,345.61 | 1.41× | 12.0 | 12.8% | 64.3% | 10.8% | 2.20% | −4.2% | 0.4% | 1% premium |
| CFG | Regional | $65.37 | — | — | — | — | 10.4% | — | — | 2.8% | — |
| MTB | Regional | $221.80 | 1.64× | 11.6 | 15.3% | 53.6% | 10.2% | 5.21% | 0.0% | 2.7% | 7% discount |
| KEY | Regional | $21.21 | — | 11.7 | — | 68.2% | 11.2% | 3.80% | — | 3.9% | — |
| RF | Regional | $28.61 | 2.31× | 11.7 | 20.9% | 59.7% | 10.7% | 2.79% | −30.1% | 3.8% | 10% discount |
| PNFP | Regional | $100.31 | 1.50× | 12.7 | 8.5% | 69.4% | 9.9% | 2.20% | −7.6% | 1.7% | 90% premium |
| WAL | Regional | $75.44 | 1.21× | 8.4 | 14.8% | 56.8% | 11.0% | 12.25% | −11.7% | 2.2% | 28% discount |
| ZION | Regional | $65.93 | 1.52× | 8.1 | 19.2% | 58.9% | 11.8% | −0.16% | −31.5% | 2.8% | 35% discount |
| FLG | Regional | $10.22 | 0.66× | 73.7 | 1.3% | 89.7% | 13.2% | 4.69% | −11.4% | 0.4% | — |
| FHN | Regional | $23.43 | — | — | — | — | 10.5% | — | — | 2.8% | — |
| EWBC | Regional | $131.77 | 2.13× | 12.8 | 16.8% | 35.1% | 15.4% | 4.31% | 0.0% | 2.3% | 8% premium |
| BNY | Custody & trust | $147.18 | 5.19× | 22.0 | 25.6% | 59.3% | 11.0% | −0.24% | −22.3% | 2.0% | 61% premium |
| STT | Custody & trust | $169.94 | 2.39× | 13.9 | 18.6% | 69.8% | 10.8% | 0.13% | −8.2% | 2.0% | 8% premium |
| NTRS | Custody & trust | $169.55 | 2.66× | 13.6 | 20.2% | 66.1% | 12.2% | −0.12% | 112.1% | 1.9% | 8% premium |

## Cards

- JPMorgan Chase (JPM): https://sweetvaluelab.com/tools/bank-stocks/jpm
- Bank of America (BAC): https://sweetvaluelab.com/tools/bank-stocks/bac
- Citigroup (C): https://sweetvaluelab.com/tools/bank-stocks/c
- Wells Fargo (WFC): https://sweetvaluelab.com/tools/bank-stocks/wfc
- U.S. Bancorp (USB): https://sweetvaluelab.com/tools/bank-stocks/usb
- PNC Financial (PNC): https://sweetvaluelab.com/tools/bank-stocks/pnc
- Truist (TFC): https://sweetvaluelab.com/tools/bank-stocks/tfc
- Fifth Third (FITB): https://sweetvaluelab.com/tools/bank-stocks/fitb
- Huntington (HBAN): https://sweetvaluelab.com/tools/bank-stocks/hban
- First Citizens (FCNCA): https://sweetvaluelab.com/tools/bank-stocks/fcnca
- Citizens Financial (CFG): https://sweetvaluelab.com/tools/bank-stocks/cfg
- M&T Bank (MTB): https://sweetvaluelab.com/tools/bank-stocks/mtb
- KeyCorp (KEY): https://sweetvaluelab.com/tools/bank-stocks/key
- Regions Financial (RF): https://sweetvaluelab.com/tools/bank-stocks/rf
- Pinnacle Financial (PNFP): https://sweetvaluelab.com/tools/bank-stocks/pnfp
- Western Alliance (WAL): https://sweetvaluelab.com/tools/bank-stocks/wal
- Zions (ZION): https://sweetvaluelab.com/tools/bank-stocks/zion
- Flagstar (FLG): https://sweetvaluelab.com/tools/bank-stocks/flg
- First Horizon (FHN): https://sweetvaluelab.com/tools/bank-stocks/fhn
- East West Bancorp (EWBC): https://sweetvaluelab.com/tools/bank-stocks/ewbc
- BNY (BNY): https://sweetvaluelab.com/tools/bank-stocks/bny
- State Street (STT): https://sweetvaluelab.com/tools/bank-stocks/stt
- Northern Trust (NTRS): https://sweetvaluelab.com/tools/bank-stocks/ntrs

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Source: https://sweetvaluelab.com/tools/bank-stocks (SweetValueLab, free, no account). Quarterly statements from Financial Modeling Prep, closes from the daily price cache; the engine's rules are on the board page. Research and educational data, not investment advice; nothing here is a recommendation to buy, sell or hold any security.