---
title: SoFi Technologies (SOFI) — Wall Street analysts' targets, grades and estimates
canonical: https://sweetvaluelab.com/stocks/sofi/analysts
ticker: SOFI
as_of: 2026-11-02
sector: Financial Services
---
# SoFi Technologies (SOFI) — Wall Street analysts

9 firms published a price target for SOFI in the last 90 days. Counting each firm once, at its latest, the median target is $22.00, 31% above the last close of $16.76 (Oct 30, 2026); the lowest is $15.00 and the highest $27.00.

These are the analysts' figures, quoted, not this site's. The site's own model value for SOFI is on the valuation page: https://sweetvaluelab.com/stocks/sofi/valuation.

## At a glance

| Figure | Value |
| --- | ---: |
| Median target (each firm's latest, last 90 days) | $22.00 |
| Median target vs last close | +31% |
| Firms with a target, last 90 days | 9 |
| Lowest – highest target | $15.00 – $27.00 |
| Current grades of 17 firms: positive / neutral / negative | 9 / 6 / 2 |
| Upgrades / downgrades, last 12 months | 3 / 0 |
| Consensus revenue growth, next 3 fiscal years | +18% a year |

## Each firm's latest target (last 90 days)

Newest first. Change is against the same firm's previous target; the last two columns are the target against the close on the day it was published and against the last close.

| Date | Firm | Target | Previous | Change | Vs price then | Vs price now | Report |
| --- | --- | ---: | ---: | ---: | ---: | ---: | --- |
| 2026-10-29 | UBS | $22.00 | $21.00 | +5% | +26% | +31% | https://thefly.com/ajax/news_get.php?id=4452904 |
| 2026-10-28 | Scotiabank | $26.00 | $25.00 | +4% | +59% | +55% | https://www.streetinsider.com/Analyst+Comments/SoFi+Technologies+%28SOFI%29+PT+Raised+to+%2426+at+Scotiabank/27244690.html |
| 2026-10-28 | Coker Palmer | $27.00 | — | — | +65% | +61% | https://thefly.com/ajax/news_get.php?id=4450787 |
| 2026-10-28 | Wells Fargo | $16.50 | $17.00 | −3% | +1% | −2% | https://www.streetinsider.com/Analyst+Comments/SoFi+Technologies+%28SOFI%29+PT+Raised+to+%2416.50+at+BofA+Securities/27243588.html |
| 2026-10-26 | Monness, Crespi, Hardt | $20.00 | — | — | +37% | +19% | https://thefly.com/ajax/news_get.php?id=4448907 |
| 2026-10-23 | Truist | $16.00 | $19.00 | −16% | +8% | −5% | https://thefly.com/ajax/news_get.php?id=4447891 |
| 2026-10-13 | Goldman Sachs | $15.00 | $21.00 | −29% | −2% | −11% | https://thefly.com/ajax/news_get.php?id=4440428 |
| 2026-09-08 | Loop Capital Markets | $22.00 | — | — | +22% | +31% | https://thefly.com/ajax/news_get.php?id=4422585 |
| 2026-08-17 | Piper Sandler | $22.00 | — | — | +20% | +31% | https://thefly.com/ajax/news_get.php?id=4412086 |

## Current grades (each firm's latest, last 12 months)

| As of | Firm | Grade |
| --- | --- | --- |
| 2026-10-29 | UBS | “Neutral” |
| 2026-10-28 | Wells Fargo | “Equal Weight” |
| 2026-10-28 | Scotiabank | “Sector Outperform” |
| 2026-10-28 | Needham | “Buy” |
| 2026-10-28 | Keefe, Bruyette & Woods | “Underperform” |
| 2026-10-28 | TD Cowen | “Hold” |
| 2026-10-28 | StoneX | “Buy” |
| 2026-10-23 | Truist | “Hold” |
| 2026-08-17 | Piper Sandler | “Overweight” |
| 2026-07-31 | Mizuho | “Outperform” |
| 2026-07-30 | Morgan Stanley | “Underweight” |
| 2026-07-09 | Goldman Sachs | “Neutral” |
| 2026-05-04 | Citigroup | “Buy” |
| 2026-04-30 | Stephens & Co. | “Overweight” |
| 2026-04-06 | Barclays | “Equal Weight” |
| 2026-02-09 | Citizens | “Market Outperform” |
| 2026-02-03 | J.P. Morgan | “Overweight” |

## Grade changes (last 24 months)

| Date | Firm | From | To | Action |
| --- | --- | --- | --- | --- |
| 2026-08-17 | Piper Sandler | “Neutral” | “Overweight” | upgrade |
| 2026-02-09 | Citizens | “Market Perform” | “Market Outperform” | upgrade |
| 2026-02-03 | J.P. Morgan | “Neutral” | “Overweight” | upgrade |
| 2025-07-14 | JMP Securities | “Market Outperform” | “Market Perform” | downgrade |
| 2025-01-02 | Keefe, Bruyette & Woods | “Market Perform” | “Underperform” | downgrade |
| 2024-12-09 | Bank of America | “Neutral” | “Underperform” | downgrade |

17 older changes are listed on the page.

## Consensus estimates by fiscal year

A reported year shows the company's revenue and GAAP diluted EPS with the consensus beside it; a later year shows the consensus average and its range. The analysts' EPS usually leaves items such as stock compensation out, so reported and estimated EPS are not like for like.

| Fiscal year | Status | Revenue | YoY | EPS | YoY | Consensus revenue | Consensus EPS | Analysts |
| --- | --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| 2022 | reported | $1.8B | +62% | -$0.40 | — | $1.5B (reported +16% vs it) | -$0.43 | 6 |
| 2023 | reported | $2.9B | +64% | -$0.36 | — | $2.1B (reported +41% vs it) | -$0.39 | 11 |
| 2024 | reported | $3.7B | +28% | $0.39 | — | $2.5B (reported +46% vs it) | $0.12 | 9 |
| 2025 | reported | $4.8B | +29% | $0.39 | 0% | $3.6B (reported +34% vs it) | $0.37 | 12 |
| 2026 | estimate | $5.0B | +5% | $0.60 | +65% | $4.8B – $5.1B | $0.57 – $0.63 | 13 |
| 2027 | estimate | $6.4B | +27% | $0.87 | +44% | $6.3B – $6.4B | $0.80 – $0.95 | 13 |
| 2028 | estimate | $7.8B | +22% | $1.10 | +27% | $7.1B – $8.1B | $0.84 – $1.26 | 13 |
| 2029 | estimate | $9.3B | +20% | $1.58 | +43% | $8.9B – $9.5B | $1.49 – $1.62 | 11 |

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Source: https://sweetvaluelab.com/stocks/sofi/analysts (SweetValueLab, free, no account). Targets, grades and estimates are the analysts' own, quoted from Financial Modeling Prep's analyst feeds; reported figures from the company's statements. Research and educational data, not investment advice; nothing here is a recommendation to buy, sell or hold any security.