--- title: Global Payments (GPN) — intrinsic value and fair price canonical: https://sweetvaluelab.com/stocks/gpn ticker: GPN as_of: 2026-10-17 sector: Financial Services industry: Financial - Credit Services --- # Global Payments (GPN) Global Payments (GPN) closed at $83.67 on Oct 16, 2026, undervalued by 81% vs its model value of $430.93 (from a five-year discounted cash flow). ## Key figures | Figure | Value | | --- | ---: | | Last close | $83.67 (Oct 16, 2026) | | Model value (from a five-year discounted cash flow) | $430.93 | | Price vs model | undervalued by 81% vs model | | Range of that model | $197.08 – $716.23 | | Market value | $22.1B | | P/E (fiscal 2025) | 14.5 | | Net margin (fiscal 2025) | 18.2% | | Free cash flow (fiscal 2025) | $2.0B | | Dividend yield (trailing twelve months) | 1.20% | | Beta | 0.81 | | Cost of capital (WACC) | 6.42% | | Business classification | Profitable Growth (Revenue declining (~-11% recent), Moderate margins (18% net margin), Pays dividends, Highly cyclical earnings, Strong FCF yield (9.2%)) | ## On the stock lists | List | Place | Figure | Page | | --- | ---: | ---: | --- | | Highest free cash flow yield | #41 | 9.2% | https://sweetvaluelab.com/lists/highest-free-cash-flow-yield | ## Dividends | Figure | Value | | --- | ---: | | Trailing dividend yield | 1.20% | | Dividends per share, last 12 months | $1.00 | | Dividends / free cash flow (fiscal 2025) | 11.7% | | Raised | — | | Growth over 5 years | 3.7% a year | | Latest payment | $0.25, ex-date Sep 11, 2026, paid Sep 25, 2026 | | Year of payments | Dividends per share | | --- | ---: | | To Sep 9, 2021 | $0.84 | | To Sep 15, 2022 | $1.00 | | To Sep 14, 2023 | $1.00 | | To Sep 13, 2024 | $1.00 | | To Sep 12, 2025 | $1.00 | | Trailing twelve months (to Sep 11, 2026) | $1.00 | ## Valuation models Each model's value per share and the role the engine gave it for this business. The headline above is one model's value; every other model is listed with its own, and each has a page of its own under the valuation. Computed Oct 17, 2026. | Model | Role | Value per share | Low | High | | --- | --- | ---: | ---: | ---: | | DCF · Perpetuity growth · 5y | primary | $430.93 | $197.08 | $716.23 | | DCF · Perpetuity growth · 10y | cross check | $463.46 | $221.43 | $804.51 | | DCF · EBITDA exit · 5y | cross check | $280.94 | $188.82 | $389.65 | | DCF · EBITDA exit · 10y | cross check | $321.79 | $213.44 | $466.72 | | P/E · peers | cross check | $162.95 | $105.85 | $287.50 | | P/E · own history | cross check | $296.85 | $137.47 | $434.94 | | PEG | sanity check | $341.13 | $341.13 | $341.13 | | EV/EBITDA · peers | cross check | $165.35 | $85.23 | $284.69 | | EV/Revenue · peers | cross check | $171.39 | $57.51 | $460.54 | | Earnings power value | cross check | $5.83 | $0.00 | $24.15 | | Dividend discount | cross check | $27.83 | $18.33 | $49.85 | ## Insider activity (SEC Form 4) No open-market insider buys or sales filed in the past 90 days. | Date | Insider | Relationship | Transaction | Shares | Value | | --- | --- | --- | --- | ---: | ---: | | Aug 8, 2026 | Cortopassi Robert M | President and COO | Tax withholding | 825 | $71,049 | | Aug 4, 2026 | Cortopassi Robert M | President and COO | Tax withholding | 2,955 | $260,778.8 | | Jul 29, 2026 | Bready Cameron M | Chief Executive Officer | Option/RSU exercise | 9,703 | $724,426 | | Jul 29, 2026 | Bready Cameron M | Chief Executive Officer | Tax withholding | 8,871 | $783,043.2 | | Jul 29, 2026 | Bready Cameron M | Chief Executive Officer | Option/RSU exercise | 9,703 | $0 | ## Recent SEC filings | Filed | Form | What | Filing | | --- | --- | --- | --- | | Aug 5, 2026 | 10-Q | Quarterly report | https://www.sec.gov/Archives/edgar/data/1123360/000112336026000084/gpn-20260630.htm | | Aug 5, 2026 | 8-K | 2.02 Results of Operations (Earnings); 9.01 Financial Statements and Exhibits | https://www.sec.gov/Archives/edgar/data/1123360/000112336026000082/gpn-20260805.htm | | May 8, 2026 | 10-Q | Quarterly report | https://www.sec.gov/Archives/edgar/data/1123360/000112336026000072/gpn-20260331.htm | | May 7, 2026 | 8-K | 8.01 Other Events | https://www.sec.gov/Archives/edgar/data/1123360/000110465926056781/tm2613880d1_8k.htm | | May 6, 2026 | 8-K | 2.02 Results of Operations (Earnings); 9.01 Financial Statements and Exhibits | https://www.sec.gov/Archives/edgar/data/1123360/000112336026000070/gpn-20260506.htm | ## Superinvestors holding it (latest 13F) | Manager | Quarter | Shares | Value | | --- | --- | ---: | ---: | | Bill Nygren | 2026-06-30 | 12,912,987 | $937.0M | | Richard Pzena | 2026-06-30 | 11,691,625 | $848.3M | | Samantha McLemore | 2026-06-30 | 942,310 | $68.4M | | Wallace Weitz | 2026-06-30 | 350,000 | $25.4M | 5 tracked managers in all. ## About Global Payments Inc. is a prominent provider of payment technology and software solutions, facilitating transactions across various forms including card, electronic, check, and digital payments. Its operations span the Americas, Europe, and the Asia-Pacific regions. The company's business is structured into three primary divisions: Merchant Solutions, Issuer Solutions, and Business and Consumer Solutions. The Merchant Solutions segment offers a comprehensive array of services designed to support businesses in managing their payment processing. These services include transaction authorization, settlement, funding, customer support, chargeback resolution, terminal rental and deployment, robust payment security, consolidated billing, and online reporting. Furthermore, this segment delivers specialized enterprise software solutions that help customers in diverse vertical markets streamline t… --- Source: https://sweetvaluelab.com/stocks/gpn (SweetValueLab, free, no account). Prices and statements from Financial Modeling Prep; filings from SEC EDGAR. Research and educational data, not investment advice; nothing here is a recommendation to buy, sell or hold any security.