--- title: Arch Capital Group (ACGL) — intrinsic value and fair price canonical: https://sweetvaluelab.com/stocks/acgl ticker: ACGL as_of: 2026-10-17 sector: Financial Services industry: Insurance - Diversified --- # Arch Capital Group (ACGL) Arch Capital Group (ACGL) closed at $101.27 on Oct 16, 2026, undervalued by 38% vs its model value of $164.01 (from the justified price to book). ## Key figures | Figure | Value | | --- | ---: | | Last close | $101.27 (Oct 16, 2026) | | Model value (from the justified price to book) | $164.01 | | Price vs model | undervalued by 38% vs model | | Range of that model | $143.51 – $191.34 | | Market value | $34.6B | | P/E (fiscal 2025) | 8.7 | | Net margin (fiscal 2025) | 22.1% | | Free cash flow (fiscal 2025) | $6.1B | | Dividend yield (trailing twelve months) | 0.00% | | Beta | 0.26 | | Cost of capital (WACC) | 6.98% | | Business classification | Mature & Stable (High revenue growth (~21% recent), High profitability (22% net margin), Highly cyclical earnings, Strong FCF yield (17.7%)) | ## On the stock lists | List | Place | Figure | Page | | --- | ---: | ---: | --- | | Lowest P/E | #11 | 8.7× | https://sweetvaluelab.com/lists/lowest-pe | ## Dividends No dividend with an ex-date in the last twelve months. The last was $5.00, ex-date Nov 18, 2024. | Year of payments | Dividends per share | | --- | ---: | | To Nov 18, 2024 | $5.00 | ## Valuation models Each model's value per share and the role the engine gave it for this business. The headline above is one model's value; every other model is listed with its own, and each has a page of its own under the valuation. Computed Oct 17, 2026. | Model | Role | Value per share | Low | High | | --- | --- | ---: | ---: | ---: | | P/B · justified | primary | $164.01 | $143.51 | $191.34 | | P/E · peers | cross check | $124.77 | $93.03 | $141.80 | | P/E · own history | cross check | $92.13 | $87.81 | $124.24 | | PEG | sanity check | $78.33 | $78.33 | $78.33 | | Dividend discount | cross check | $127.51 | $78.90 | $269.14 | ## Insider activity (SEC Form 4) Past 90 days: 0 open-market buys ($0) and 1 open-market sale ($1.1M); 10b5-1 plan sales included. | Date | Insider | Relationship | Transaction | Shares | Value | | --- | --- | --- | --- | ---: | ---: | | Aug 18, 2026 | Morin Francois | CFO and Treasurer | Option/RSU exercise | 11,010 | $298,224.6 | | Aug 18, 2026 | Morin Francois | CFO and Treasurer | Open-market sell | 11,010 | $1.1M | | Aug 18, 2026 | Morin Francois | CFO and Treasurer | Option/RSU exercise | 11,010 | $0 | | Jun 11, 2026 | PASQUESI JOHN M | Director, Other | Bona fide gift | 1,006,700 | $0 | | Jun 11, 2026 | PASQUESI JOHN M | Director, Other | Bona fide gift | 1,006,700 | $0 | ## Recent SEC filings | Filed | Form | What | Filing | | --- | --- | --- | --- | | Aug 4, 2026 | 10-Q | Quarterly report | https://www.sec.gov/Archives/edgar/data/947484/000094748426000124/acgl-20260630.htm | | Jul 28, 2026 | 8-K | 2.02 Results of Operations (Earnings); 9.01 Financial Statements and Exhibits | https://www.sec.gov/Archives/edgar/data/947484/000094748426000118/acgl-20260728.htm | | Jun 16, 2026 | 8-K | 8.01 Other Events; 9.01 Financial Statements and Exhibits | https://www.sec.gov/Archives/edgar/data/947484/000094748426000114/acgl-20260615.htm | | Jun 9, 2026 | 8-K | 1.01 Entry into a Material Agreement; 2.03 Creation of a Direct Financial Obligation; 8.01 Other Events; 9.01 Financial Statements and Exhibits | https://www.sec.gov/Archives/edgar/data/947484/000094748426000111/acgl-20260609.htm | | Jun 3, 2026 | 8-K | 5.02 Departure/Election of Directors or Officers; 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits | https://www.sec.gov/Archives/edgar/data/947484/000094748426000094/acgl-20260603.htm | ## Superinvestors holding it (latest 13F) | Manager | Quarter | Shares | Value | | --- | --- | ---: | ---: | | Bridgewater | 2026-06-30 | 223,860 | $21.7M | | Arnold Van Den Berg | 2026-06-30 | 81,619 | $7.9M | 2 tracked managers in all. ## About Arch Capital Group Ltd., together with its subsidiaries, provides insurance, reinsurance, and mortgage insurance products in the United States, Canada, Bermuda, the United Kingdom, Europe, and Australia. The company operates through three segments: Insurance, Reinsurance, and Mortgage. The Insurance segment offers commercial automobile; commercial multiperil; financial and professional line liability; admitted, excess, and surplus casualty lines; property and short-tail specialty; workers compensation; and casualty insurance. Its Reinsurance segment provides reinsurance products for casualty; marine and aviation; property catastrophe; property excluding property catastrophe; and other specialty products. The Mortgage segment offers U.S. primary mortgage insurance business written predominantly on loans sold to the Federal National Mortgage Association and Federal Home Loan Mortgage Corpo… --- Source: https://sweetvaluelab.com/stocks/acgl (SweetValueLab, free, no account). Prices and statements from Financial Modeling Prep; filings from SEC EDGAR. Research and educational data, not investment advice; nothing here is a recommendation to buy, sell or hold any security.